What to Do First After Separation in South Australia

Family Law • Property Settlements • Mediation Services

Separation can feel overwhelming. One day life feels settled the next, you’re facing decisions about finances, children, housing, and your future.

Knowing what to do first after separation in South Australia can make a significant difference to both your legal position and your peace of mind.

Taking early, practical steps help protect your interests and prevents small issues from becoming costly disputes later especially when it comes to property settlements South Australia families must navigate under the Family Law Act.

Use this as a guide to help you with the first things to do after separation in South Australia.


Step 1 – Confirm the Date of Separation

It may sound simple, but clearly identifying the date of separation is important.

Why it matters:

  • It starts the 12-month period required before applying for divorce (for married couples).

  • It can affect financial arrangements and entitlements.

  • It establishes a timeline for property negotiations.

You can be considered separated even if you’re still living under the same roof this is called “separation under one roof.” If this applies to you, seek legal advice early to ensure the arrangement is properly documented.

Step 2 – Priorities Immediate Safety and Living Arrangements

If there are concerns about safety, seek urgent support. South Australia provides options including:

  • Intervention orders

  • Police assistance

  • Emergency accommodation

If safety is not an issue, focus on practical living arrangements:

  • Who will remain in the family home?

  • How will bills be paid?

  • What short-term financial support is needed?

Stability in the early stages helps reduce stress while longer-term decisions are being worked out.

Step 3 – Organise Your Finances Early

Financial clarity is critical after separation.

Start by gathering:

  • Bank account statements

  • Superannuation balances

  • Mortgage and loan documents

  • Credit card statements

  • Tax returns

  • Business records (if applicable)

Under the Federal Circuit and Family Court Rules, both parties have a duty of full and frank financial disclosure. Being organised early will make any future property settlement negotiations smoother and more cost-effective.

Avoid:

  • Draining joint accounts without advice

  • Hiding assets

  • Cancelling insurances without understanding consequences

These actions can damage your legal position.

Step 4 – Understand How Property Settlements Work in South Australia

Many people assume assets are divided 50/50. This is not automatically the case.

In property settlements South Australia, the Court follows a four-step process:

1. Identify and Value Assets and Debts

This includes property, superannuation, savings, vehicles, investments, and liabilities.

2. Assess Contributions

Both financial and non-financial contributions are considered including parenting and homemaking roles.

3. Consider Future Needs

Adjustments may be made based on:

  • Income differences

  • Care of children

  • Health and age

4. Ensure the Outcome Is Fair

The final division must be “just and equitable.”

Understanding this framework early helps you make informed decisions rather than emotional ones.

Step 5 – Make Arrangements for Children

If children are involved, their best interests are the top priority under the Family Law Act. 

Early considerations include:

  • Where the children will live

  • Time spent with each parent

  • Schooling arrangements

  • Communication methods

Many families benefit from structured discussions through mediation services. Mediation provides a neutral environment to resolve parenting and financial matters without immediately going to court.

Step 6 – Consider Mediation Before Court

Court should usually be a last resort.

Mediation services offer:

  • Faster resolution

  • Lower legal costs

  • Reduced conflict

  • Greater control over outcomes

In many cases, mediation can resolve both parenting disputes and financial matters before formal proceedings are required.

You can explore our mediation services to determine whether this option suits your situation.

Step 7 – Seek Early Legal Advice

Even if you want an amicable separation, legal advice is essential.

A family lawyer families trust can:

  • Explain your rights and obligations

  • Provide realistic settlement expectations

  • Help you avoid costly mistakes

  • Draft legally binding agreements

Importantly, getting advice does not mean you are committing to court proceedings. It simply ensures you are informed before making major decisions.


Common Mistakes to Avoid After Separation

Making verbal property agreements

  • Transferring assets without documentation

  • Posting damaging content on social media

  • Delaying property settlement negotiations

  • Assuming superannuation is excluded

There are also time limits:

  • Married couples must apply for property settlement within 12 months of divorce.

  • De facto couples generally have 2 years from separation.

Missing these deadlines can significantly complicate matters.


When Should You Formalise Property Agreements?

Informal agreements are risky. Even if things are amicable now, circumstances can change.

Property settlements can be formalised through:

  • Consent Orders (approved by the Court without attending)

  • Binding Financial Agreements

Proper documentation protects both parties and prevents future claims.


Take Practical Steps Early to Protect Your Future

Knowing what to do first after separation in South Australia can make the entire process less stressful and more manageable. By confirming your separation date, organising finances, prioritising children’s needs, and understanding how property settlements South Australia operate, you place yourself in a stronger position from the outset.

Separation is a major life transition but with the right guidance, it does not have to become a legal crisis.

If you’re ready to move forward with clarity, book a free confidential consultation today and receive practical advice tailored to your circumstances.

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